SAVE TOGETHER!
ACHIEVE THOSE SQUAD GOALS, FAM.
Create as many interest-free LAYAWAY pockets as you want for all your group savings goals. And then easily invite your family or friends to contribute as a community. Level up your stokvel, too!
Welcome to LAYAWAY!
Own your money in whatever way you want.
Lay buy with LAYAWAY. There are no monthly charges, no minimum payments, no debit orders, no cancellation fees, and no penalties. Claim your financial freedom, friend!
We help you level up your online shopping and finances—for free!
Plan
ahead and get the best deals for special moments like birthdays, weddings, and Christmas.
Save
on your terms—even if you prefer cash–using our secure and trusted payment methods like Ozow or OTT Voucher.
Build
a financial profile you can boast about when you plan your purchases and manage your money better.
Now you can achieve your goals and live your best life together or solo!
Now you can achieve your goals and live your best life together or solo!
LAYAWAY IS THE SMARTER CHOICE
Right now, you’re probably asking yourself if you should start your own LAYAWAY. And, yes, you absolutely should! LAYAWAY is a free-to-use flexible lay buy without the usual admin, paperwork, interest, monthly charges, minimum payments, debit orders, penalties, and cancellation fees. It’s simplified savings on your terms! Take control of your finances today.
Saving is the savvier financial option.
Paying interest hurts you in the long run.
Earning a financial profile is so satisfying.
Get the best possible deals everyone else wants.
FINANCE #FACTSONLY!
You need a better way to manage your savings flexibly so that you’re guaranteed to buy the things you want and need most. We’ve made lay buys super-easy by getting rid of the endless admin and crazy charges. Ready to unlock your financial future?
IT’S COOL TO BE MONEY-WISE!
You’re a smarty-pants, so you know that having clear financial goals are a top priority for you to live your best life. We help you achieve those goals on LAYAWAY! Unlock a better lifestyle, own the products you want, and enjoy the special experiences you deserve.
IT’S FREE FOR YOU!
BUSINESSES NEED YOU TOO.
We work together with our retail partners to help secure you the best deals, reward you for your savings, and build your financial profile to qualify you for credit.
CASH IS COOL!
GET ONLINE ACCESS WITH YOUR DIGITAL LAY BUY
Take advantage of the convenience, savings, and discounts of the digital economy. Even if you don’t have a bank account or prefer using cash, you can recharge your balance using OTT Voucher.
ARE YOU READY TO LAYAWAY YET?
ARE YOU READY TO LAYAWAY YET?
Featured Partners
Popular Products
DIDN’T SEE WHAT YOU WANTED?
You’re such a forward-thinker!
We’ve got you covered.
Create a personalised pocket
Plan and save toward the special life moments that mean the most to you, and get the products and services you want before you need them.
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DON’T TAKE OUR WORD FOR IT!
Listen to what our users have to say.
Arewa
“LAYAWAY is the girl she thinks she is. It’s the answer to all my problems because I’m able to lay buy whatever brand I want online, and it’s so easy and convenient to register and redeem with my OTT Voucher!”
OBREY
“If it weren’t for LAYAWAY, TV would be boring. Your easy and safe way to lay buy online really helped me, and now I own a decoder. Soon I will create another pocket for a Samsung phone. You’re the best.”
Johan
“Many companies can learn from LAYAWAY’s fast, efficient service. Adding a product to your pocket and saving for it makes this an ideal platform to purchase without needing credit. Plus, you can track your saving goals. Both thumbs up for LAYAWAY!”
ESSY
“I love this idea of buying on my terms and having the freedom to pay a deposit of what I can afford. Knowing my money is secure, and I can make payments when I can is a game changer. I can buy without being in debt or paying crazy interest.
LAYAWAY is for you.
It’s time to get started.
Get in touch with us!
We love chatting, and we can’t want to hear from you.